Ask yourself one simple question today: -
“Does my Insurance offer me the protection I need for my business?”
A lot of Commercial Insurances come in the form of a package with set levels of cover and set sums insured.
Have you ensured that these cover levels are adequate and more importantly suitable for your needs?
Does your policy cover you adequately for: -
• Loss of Liquor licence? • Business Interruption? • Frozen food? • Cash on your premises? • Outstanding Debit Balances? • Legal Expenses?
Does your policy have any exclusions or warranties that you do not understand?
When was the last time your Insurance Broker offered you some advice on Health & Safety or Risk Management?
Your Insurance Broker should be offering you a personal and professional service, ensuring that you are correctly advised about the cover you need.
Ask your Insurance Broker to work with you to undertake a complete review of your requirements NOW. Don’t find out that you do not have the cover you need when you have to make a claim.
By Richard Burgess, Director of Alan Blunden & Co. Ltd.,specialist insurance brokers for hotels, guest houses, holiday parks and B&Bs. Alan Blunden & Co. Ltd.,are authorised and regulated by the Financial Services Authority, No. 309694.
See http://www.alanblunden.co.uk. Call 01702 456 321.
